Kalsi and Associates Offers Services in Claiming Short and Long Term Disability Benefits
Accidents and health problems can sometimes create a permanent problem in your life by causing disability. Both short term and long term disabilities are crippling and can make individuals incapable of working or holding a job. At such times of distress what you need is a short term or long term disability benefits that can help you manage your finances and sort out your priorities.
If you have purchased an insurance plan that covers short- and long-term disabilities, you may be entitle to a compensation at the time of your highest needs. It is not always easy to deal with insurance companies and get the money that you rightly deserve. This is where Kalsi and Associates personal injury lawyers can help you with the process and make claiming and disbursal a hassle free process.
Difference Between Long Term and Short-Term Disability Insurance
A short-term disability insurance covers the expenses for a short period of time, in most cases for six months. Some benefits might go up to one year. Employers usually pay for short term insurance policies and when they don’t, the employees have to rely on Employment Insurance provided by the government.
Long term disability is when an individual is considered completely unable to return to work. Depending on the policy you have purchased, the policy will cover your income, medical treatment and rehabilitation. Long term disability benefits can be received till 65 years of age and the amount of benefits is reduced if you get disability benefits from other sources like Canada Pension Plan (CPP).
Claiming a disability benefit is often a lengthy and confusing process. If you or someone in your family has suffered any kind of disability and would like to claim your benefits, you can get in touch with a personal injury or disability lawyer at Kalsi and Associates who can guide you through the enitre process.
Call Kalsi and Associates personal injury lawyers on 1(844) 905-2993 and book a FREE consultation, today.