Tag Archives: long-term or short-term disability

Personal Injury lawyers Toronto, Ontario

Kalsi and Associates Offers Services in Claiming Short and Long Term Disability Benefits

Kalsi and Associates Offers Services in Claiming Short and Long Term Disability Benefits

Contact: 1-844-905-2993

Email: info@kalsilaw.com

Accidents and health problems can sometimes create a permanent problem in your life by causing disability. Both short term and long term disabilities are crippling and can make individuals incapable of working or holding a job. At such times of distress what you need is a short term or long term disability benefits that can help you manage your finances and sort out your priorities.

If you have purchased an insurance plan that covers short- and long-term disabilities, you may be entitle to a compensation at the time of your highest needs. It is not always easy to deal with insurance companies and get the money that you rightly deserve. This is where Kalsi and Associates personal injury lawyers can help you with the process and make claiming and disbursal a hassle free process.

Difference Between Long Term and Short-Term Disability Insurance

A short-term disability insurance covers the expenses for a short period of time, in most cases for six months. Some benefits might go up to one year. Employers usually pay for short term insurance policies and when they don’t, the employees have to rely on Employment Insurance provided by the government.

Long term disability is when an individual is considered completely unable to return to work. Depending on the policy you have purchased, the policy will cover your income, medical treatment and rehabilitation. Long term disability benefits can be received till 65 years of age and the amount of benefits is reduced if you get disability benefits from other sources like Canada Pension Plan (CPP).

Claiming a disability benefit is often a lengthy and confusing process. If you or someone in your family has suffered any kind of disability and would like to claim your benefits, you can get in touch with a personal injury or disability lawyer at Kalsi and Associates who can guide you through the enitre process.

Call Kalsi and Associates personal injury lawyers on 1(844) 905-2993 and book a FREE consultation, today.

Personal Injury lawyers Toronto, Ontario

Short-term Disability Benefits

If you have suffered an injury that has resulted in disability for a short period, you may have an opportunity to sue the person or the organization for causing harm and costing you income-earning opportunities. This will also allow you to seek compensation.

You can approach Kalsi & Associates personal injury lawyers to seek legal advice and know whether your situation qualifies you for short-term disability benefits. Some employers do offer short-term disability benefits to their employees. The length of time that you need to be unable to work in order to qualify for these benefits varies from company to company.

You should first acquaint yourself with the rules and regulations of your company on this topic and try and avail any benefits of this policy if they are available. For those, who don’t have short-term disability benefit, there is an opportunity to qualify for Employment Insurance Sickness Benefits.

Whatever be your situation, Kalsi & Associates personal injury lawyers will provide you sound legal advice and help you in knowing your entitlements resulting from a purchased policy or due to being a member of any organization.

You may also require legal advice if you have insurance coverage and the companies are unwilling to provide cover for your short-term disability. As you may know or have experienced, insurance companies can often have very convoluted procedures and rules which might be difficult for a layman to understand. In such situations, our team of lawyers will help you in navigating the labyrinthine maze of regulations and allow you to gain those benefits which you are entitled to.

Remember, while we never wish anyone to suffer even the mildest injury, one never knows when and how he could be affected by an accident. If you find yourself in such a situation, don’t despair thinking of yourself as alone and helpless, we will have your back.

Personal Injury lawyers Toronto, Ontario

Types of Long Term Disability Programs expounded by Kalsi & Associates

Source:

Government Of Canada

The Government of Canada offers programs or disability benefits for those who aren’t able to work for a long period, due to injury or accident. Depending on the province you are in, the benefits may vary. For those in Ontario, below are some of the long-term disability programs that apply:

Most businesses are obligated by the law to enroll their employees in the Workers Compensation Program. If you get injured on the job, you will be eligible for the Workers Compensation Benefits. It also applies to those who are unable to work for a long time.

The Disability Insurance Benefits applies when an accident strips you the ability to work or earn income. It refers to both those can’t work temporarily or are disable permanently, by accident. In this program, you will receive payments that are part of your regular income, for a specified amount of time.

For eligibility, you must be covered by your employer or buy the policy on your own.

If your disability keeps you from working and are below 65 years of age, you are eligible for this benefit. You also need to have contributed to CPP for some years. The employer usually does it through payroll.

CPP (Canadian Pension Plan) Disability Benefits are monthly payments that may also be provided to the children of the recipient of the CCP disability benefits or a deceased contributor to CPP.

Misfortune happens when we least expect it. If you need legal guidance on which claims you can make after an injury or accident; feel free to contact Kalsi & Associates personal injury lawyers at (844) 905-2993

Can I sue for Lost Income Damages as a Stay at Home Spouse?

Source:

INJURY LAW FREE ADVICE

As a stay-at-home spouse, you may wonder whether you are eligible for lost income damages if you are involved in an accident. The answer is yes, it is possible to sue for lost income damages even though you are not working away from home.

It may be difficult to do all this on your own, without the help of a lawyer with experience in the matter. The first step to take is to determine how the injury has impacted your:

  • Potential of earning an income
  • How it affects the value of services that you offer at home

An injury could limit you in a way that you may need to hire help from, say a nanny, to take your kids to school, pick them up, clean the house, cook and many other activities that you would carry out usually. Make a list of all the duties that you perform in the home to help you estimate the value of damages.

You will need to have evidence to show that it is possible for you to earn a degree of income, should you choose to return to work. You can use your education level or training to compare with others at the same levels, who are currently working. Suffering long-term injuries could lead to being suitable for a lower level job.

In such situation where individual has lost income, it is difficult to manage expenses and cope up with day to day activities. At Kalsi & Associates, a team of Personal Injury Lawyers, our aim is to get you a settlement you are entitled to at your tough times.

Personal Injury lawyers Toronto, Ontario

For Immediate Release Kalsi & Associates Provides Personal Injury Litigation for Long-Term/Short-Term Disability Benefits

For Immediate Release Kalsi & Associates Provides Personal Injury Litigation for Long-Term/Short-Term Disability Benefits

Contact: 1-844-905-2993

Email: info@kalsilaw.com

The law office of Kalsi & Associates is proud to announce that they provide personal injury litigation services for accidents across Ontario and offer a free consultation for your personal injury case.

 

Ontario’s victims of accidents and their family can go through many financial damages that can be even harder to deal with than the accident itself. Disappointment and stress can happen when insurance companies fail to propose to the victim a fair amount of long-term/short-term disability benefits to compensate for the injuries caused, making the victim rely solely on their own or their loved ones ability to earn money by themselves after the accident.

 

No accident casualty should ever endure the harm of being exploited by insurance firms. The individual personal injury attorneys of Kalsi & Associates in Ontario are focused giving their clients enough compensation for their damages while respecting the law.

 

Kalsi & Associates is home to qualified personal injury lawyers and an abundant support staff. They believe in fighting your personal injury case for you so that you can focus on your road to recovery.

 

If you or your family members have been denied for long-term or short-term disability benefits, contact Kalsi & Associates at 1 (844) 905-2993 or apply for a consultation online.

Personal Injury lawyers Toronto, Ontario

Reasons to Choose Ontario’s Kalsi & Associates to Help with your Personal Injury Case

Reasons to Choose Ontario’s Kalsi & Associates to Help with your Personal Injury Case

Contact: 1-844-905-2993

Email: info@kalsilaw.com

The law office of Kalsi & Associates is proud to announce that they provide personal injury litigation services for accidents across Ontario and offer a free consultation for your personal injury case.

 

If you or your loved one has been seriously injured in some kind of accident in Ontario, besides having to deal with all the pain, the following legislative process of being fairly compensated for your injury can be quite frustrating and tiresome. This is why you should always have the assistance of a skilled professional personal injury lawyers, like the ones at Kalsi & Associates’ team, to put your rights in the first place every single time.

 

After you make a personal injury claim because of someone else’s direct acts of guilt or negligence, you may be contacted by the insurance company or the other parties’ legal team to be offered compensation worth less than you deserve. Kalsi & Associates’ team knows that it is not right and has the goal of making sure that you are compensated for your injury in a way that is fair and worthy of everything you have been through. The personal injury law firm of Kalsi & Associates in Ontario is proud to announce that we can provide personal injury litigation services for accidents across Ontario and offer a free consultation for your personal injury case.

 

Benefits SABS – Statutory Accident Benefits Schedule can provide:

  • Income Replacement Benefits (IRB)
  • Medical and Rehabilitation
  • Non-Earner Benefits
  • Attendant Care Benefits
  • Caregiver Benefits

 

Ontario’s personal injury lawyers at Kalsi & Associates are committed to safeguarding your long-term best interests before the injuries from your accident can have permanent and ongoing consequences. Our team can protect your rights, maximize your benefits and put you back on the road to recovery.

 

Kalsi & Associates is home to qualified personal injury lawyers and an abundant support staff. They believe in fighting your personal injury case for you so that you can focus on your road to recovery.

 

If you or your family member is a victim of a motor vehicle accident, slip and fall accident or if you have been denied for long-term or short-term disability benefits, do not hesitate to contact Kalsi & Associates at 1 (844) 905-2993 or apply for a consultation online. They are prepared and ready to help.