Accident Benefits – Ontario

If you have been injured in an auto accident, Kalsi & Associates can help you with your accident benefits claim. Dealing with an insurance company can be challenging. Often, insurance companies protect their financial interests, which is why it can be a struggle to successfully claim the benefits you are owed.

A personal injury lawyer can guide you through the claims process, protect your rights, and improve your prospects of receiving the maximum medical, rehabilitation, and lost wages you’re entitled to. 

If you have suffered an accident, get in touch with us today and let us help you in your path to recovery.

Contact Kalsi & Associates for a Free Consultation

Accident Benefits Provided Under the Statutory Accident Benefits Schedule

In Ontario, statutory accident benefits are regulated through the Ontario Insurance Act. They provide those who have suffered injuries in a motor vehicle accident with the benefits they need to help with their recovery. These accident benefits can be quite complex, but when claimed with the help of a lawyer, they can cover a variety of damages. Specifically, accident victims can claim:

  • Income Replacement Benefits (IRB) – The income replacement benefit is paid to an injured person who cannot work due to impairment stemming from their car accident-related injuries.
  • Medical and Rehabilitation Benefits – You may be entitled to payment of reasonable and necessary medical and rehabilitation expenses.
  • Non-Earner Benefits – If you did not work before the accident and are now unable to live a normal life due to your car accident, you may be eligible for the non-earner benefit.
  • Attendant Caregiver Benefits – If you need assistance with personal care and activities of daily living as a result of a car accident injury, you may be eligible to an attendant caregiver benefit.
  • Death and Funeral Benefits – These benefits provide financial assistance for funeral expenses and support to the family of a deceased car accident victim.

Contact a Kalsi & Associates for Help Securing Your Statutory Accident Benefits

If you’ve been injured in a car or motor vehicle related accident, Kalsi & Associates’ experienced lawyers can help you secure your accident benefits. Our legal team has a comprehensive understanding of accident benefit policies and can advise you on your rights and get you the benefits you are entitled to. We will also handle negotiations with your insurance company and represent you in court, if needed. Your rights are protected when you choose Kalsi & Associates.

Frequently Asked Questions

Any person injured in a motor vehicle related accident in Ontario, regardless of fault, is eligible for statutory accident benefits (SABs).

Yes, if you disagree with your insurer’s decision, you can dispute it through The Licence Appeal tribunal (LAT).

Yes, passengers injured in a motor vehicle accident are also entitled to claim Statutory Accident Benefits.

Yes, generally, you must notify your insurance company within 7 days of the accident and file a claim within 30 days.

The time can vary, but insurance companies generally respond within a few weeks after the claim is filed.